The Bank of Ghana (BoG) has clarified that earnings received by Ghanaian content creators from digital platforms are to be treated as service export proceeds under the country’s foreign exchange framework.
In a statement, the central bank explained that payouts from platforms such as X (formerly Twitter) and other digital channels qualify as legitimate cross-border inflows and are permissible under existing regulations.
How creators can receive payments
According to the BoG, content creators can receive these earnings through Foreign Exchange Accounts held with banks in Ghana. Alternatively, the funds may be paid into cedi accounts, provided all transactions comply with applicable regulatory requirements.
The clarification is expected to bring relief to Ghana’s growing digital creator economy, as more individuals monetise content across global platforms.
Addressing reported challenges
The central bank also acknowledged concerns raised by some creators regarding difficulties in accessing their funds. It noted that such challenges should not typically arise when transactions are processed in accordance with established procedures.
“When transactions are processed correctly, such challenges should not ordinarily arise,” the Bank stated, emphasising the importance of compliance and proper processing standards.
Engagement with stakeholders
BoG indicated that it is actively engaging financial institutions and other stakeholders to identify the root causes of the reported issues and ensure a timely resolution.
“The Bank appreciates the feedback received from affected persons and is reviewing the matter to ensure prompt resolution,” part of the statement read.
The Bank reaffirmed its commitment to maintaining a stable and enabling financial system that supports legitimate cross-border transactions, including digital platform earnings classified as service exports.
The move underscores efforts by regulators to adapt to the evolving digital economy while ensuring compliance within Ghana’s financial system, as content creation increasingly becomes a viable source of income for many young Ghanaians.
 has clarified that earnings received by Ghanaian content creators from digital platforms are to be treated as service export proceeds under the country’s foreign exchange framework.){kind=link}